XRP is making headlines again as institutional investors pour $189.6 million into XRP-linked exchange-traded products (ETPs) in just one week. This surge comes alongside groundbreaking U.S. mortgage law developments that could transform how cryptocurrencies like XRP are used in traditional finance. Let’s dive into what’s driving this momentum and what it means for XRP holders.
XRP ETPs See Record Inflows as Institutional Interest Grows
According to CoinShares, XRP ETPs attracted $189.6 million in net inflows for the week ending July 25, ranking third behind only Ethereum and Solana. This marks the 15th consecutive week of positive flows for crypto ETPs globally, with total assets under management now at a record $221.4 billion.
- XRP ETP inflows: $189.6M (weekly)
- Total crypto ETP inflows: $1.9B (weekly)
- Year-to-date inflows: $29.5B
How U.S. Mortgage Law Changes Could Boost XRP Adoption
The Federal Housing Finance Agency recently directed Fannie Mae and Freddie Mac to include cryptocurrency holdings directly in mortgage risk assessments. This was followed by Senator Cynthia Lummis introducing the 21st Century Mortgage Act, which would allow crypto assets like XRP to be used as collateral for U.S. mortgages without conversion to fiat.
Technical Indicators Show Bullish Momentum for XRP
On-chain data reveals strong network growth with over 7,500 new XRP wallets created daily. Whale accumulation has helped maintain price levels above $3.3, while golden-cross signals on technical charts suggest continued upward potential.
What This Means for XRP’s Future Price
Analysts suggest these developments could drive XRP’s price from the current $3 range to $6 or higher in the near term. The combination of regulatory clarity, institutional recognition, and expanding utility creates a powerful case for XRP’s growth.
Conclusion: A Turning Point for XRP?
With institutional inflows surging and regulatory barriers falling, XRP appears poised for broader acceptance in traditional finance. The coming months could prove pivotal as these developments unfold.
Frequently Asked Questions
Why are XRP ETPs attracting so much institutional interest?
Investors are positioning ahead of potential spot or futures XRP ETF approvals, while regulatory developments increase confidence in XRP’s long-term viability.
How does the new U.S. mortgage law affect XRP holders?
It allows XRP holders to qualify for mortgages without converting their holdings to USD, preserving their cryptocurrency investments while accessing traditional financing.
What technical indicators support XRP’s bullish outlook?
Key indicators include strong wallet growth, whale accumulation, and golden-cross formations on price charts.
Could XRP really reach $6 in the near future?
While not guaranteed, the combination of institutional inflows, regulatory progress, and technical momentum makes this a plausible scenario according to many analysts.
