Postbank to add crypto, stocks and gold to app by early 2027

Bulgaria’s Postbank intends to bring multi-asset investing into its mobile app, letting customers buy crypto, stocks, ETFs, commodities and gold alongside everyday banking. The bank, formally Eurobank Bulgaria AD, is targeting early 2027 for the rollout, according to Cryptobriefing.

The plan surfaced publicly in a bank press release in mid-October 2026, and Cryptobriefing reported that Postbank has not published further operational or regulatory milestones since. As of June 30, 2026, Postbank was Bulgaria’s fourth-largest bank by assets.

Key facts

• Postbank plans to add stocks, ETFs, crypto assets, commodities and metals including gold to its mobile banking app, with a targeted launch in early 2027.
• The bank will rely on an international investment platform partner it has not named.
• Specific assets, fee structure and custody arrangements have not been announced.
• Postbank was Bulgaria’s fourth-largest bank by assets as of June 30, 2026.
• First Investment Bank, or Fibank, confirmed a week earlier a crypto investing plan through its My Fibank app, also targeting early 2027, using Bitpanda as its named partner.

Fractional slices, not whole pies

Postbank is framing the product around small-sum and fractional investing, meaning customers could hold a portion of a share or other asset rather than paying its full price. ETFs, baskets of holdings that trade like a single stock, are part of the lineup.

The bank is not building the trading and custody stack itself; it will lean on an outside platform. That structure is a common shortcut for lenders, which get a ready-made system while the platform gains access to a pool of verified bank customers. What the arrangement will actually look like, from asset selection to how holdings are safeguarded, is still undisclosed.

Fibank moved first, with a named partner

Postbank is not alone in this push. Fibank confirmed its own crypto investing plan a week earlier, through the My Fibank app and on the same early-2027 timeline, and named Austrian platform Bitpanda as its partner. The two pitches differ in emphasis: Fibank has a public partner and a crypto focus, while Postbank offers a wider asset menu and fractional investing but has kept its partner private.

Across the European Union, banks are folding investment services into their own apps as regulatory conditions evolve. Partnering lets a lender avoid building a brokerage from scratch, though it also leaves the bank dependent on a third party for execution and safekeeping of customer assets.

Why it matters

Two of Bulgaria’s banks lining up crypto and multi-asset investing inside mainstream banking apps signals that digital-asset access is moving from standalone exchanges into the accounts people already use. For customers, that could mean lower entry barriers through fractional buying; for the market, it adds a new channel competing with crypto-native platforms. Neither launch has happened yet, so the practical effect depends on terms the banks have not published.

What to watch

The identity of Postbank’s platform partner will say much about the product’s depth and its crypto selection. Fee structure and custody arrangements are the other items to watch, and the early-2027 target remains a target: bank product launches often encounter fresh compliance requirements that can shift a timeline.

This article is not financial advice, and markets for crypto assets and other investments are volatile and uncertain.

Disclaimer: This article is for information only and is not investment, financial or trading advice. Cryptocurrency prices are highly volatile. Always do your own research.

Source: Crypto Briefing